H1 Google Benefits Overview

H3 Pre-tax 401

Google has a generous company match of 50% of your pre-tax 401k contributions. In 2019 the maximum 401k contribution is $19,000, so if you max out your 401k contribution then Google will make a matching contribution of $9,500. Maxing out your pre-tax 401k contributions and taking advantage of the Google match is a great way to save for retirement if you have the cash flow to support it.

After-tax 401k

Through the 401k provider Vanguard, Google offers the ability to make after-tax 401k contributions and in-plan Roth conversions. After-tax 401k contributions allows Googlers the ability to contribute an additional $27,500 (in 2019) to their retirement savings beyond the annual pre-tax 401k contribution ($19,000 in 2019). The in-plan Roth conversion feature allows Googlers to be able to convert the after-tax contributions to a Roth 401k while still maintaining the tax deferral on the pre-tax contributions. The main benefit to this is that the investments will grow tax-free in the Roth 401k.

H3 Images

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H3 Tables