Services

Outsourcing financial management should simplify your life, not create stress. We believe in a comprehensive approach to managing your finances. That’s why we offer tax preparation, financial planning, and investment management all under one roof.

Our comprehensive wealth management services include:

Financial Planning

Every client comes to us with their own unique goals and dreams. We work closely with you to create a comprehensive plan that will help you save for tomorrow while still enjoying today. Services include:

Taxes

We go beyond tax preparation to help you develop an ongoing strategy to mitigate the impact of taxes on your personal finances. Services include:

Investment Management

We provide full-service investment management for all types of short- and long-term portfolios. Services include:

  • Cash flow analysis and budget creation
  • Review of insurance coverage and estate plan
  • Retirement planning (401(k), IRA’s, self employed retirement plans)
  • Option and RSU analysis
  • College funding options
  • Charitable donation planning
  • Investment consultation on non-managed assets
  • Debt management
  • Preparation of your individual tax return
  • Year-end tax planning
  • Ongoing strategy to mitigate the impact of taxes on personal finances
  • Development of an investment allocation given your specific goals
  • Paperless account application and transfer process
  • Web-based performance reporting and snapshot of accounts and total portfolio
  • Monitoring of investment allocation and recommendations of changes
  • Automatic investment of additional contributions
  • Rebalancing of investments
  • Tax loss harvesting
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  • An initial review of your finances, development of financial plan + ongoing financial planning support
  • Bi-annual phone/video call meetings to review progress and new developments
  • Unlimited email questions & support

Pricing

Fees are charged on a flat fee basis. The flat fees are based on a client’s marital status and net worth and includes all of the services above. We do not charge an additional investment advisory fee.

The base fee is for clients with net worth up to $2M. For those with a net worth above $2M, there is an additional fee of .10% of the amount of net worth exceeding $2M.

Net WorthSingleCouple
0–$2M$6.600 (base fee)$9,000 (base fee)
Above $2M$6,600 (base fee)
+ 0.10% of net worth above $2M		$9,000 (base fee)
+ 0.10% of net worth above $2M

Net worth is defined as a client’s total assets (cash, retirement accounts, brokerage accounts, real estate, employer stock options & RSU’s) less total liabilities (student loans, mortgages, credit cards) rounded to the closest $10k.

There is no required minimum time commitment, however, our services are designed for clients who wish to build a comprehensive long term advisory relationship.

Pricing Examples

A single client with a net worth of $1,500,000 (consisting of home equity, 401k, RSU’s, and taxable brokerage accounts) would pay an annual base fee of $6,600. One quarter of the annual fee, (or $1,650) is due upfront with $1,650 due on a quarterly basis thereafter (or $550 due each month if electing to pay monthly).

A married couple with a net worth of $4,000,000 would pay an annual fee of $11,000 ($9,000 base fee + 0.10% of $2,000,000).

A single client with a net worth of $5,000,000 would pay an annual fee of $9,600 ($6,600 base fee + 0.10% of $3,000,000)